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What Is Umbrella Insurance?

Keep Insurance Agency is dedicated to offering unbeatable rates for home insurance, health insurance, boat insurance, auto insurance, and umbrella insurance throughout Westchester, Dutchess, Putnam and Fairfield.

With our combination of highly rated carriers, professional insight and timely customer service our clients have found that it is hard to compete with Keep Insurance Agency!

How Umbrella Insurance Works

Basic coverage can protect yourself and your business, but there are certain “what if” scenarios where a list of liabilities and fees are not covered under basic insurance policies.

Umbrella liability insurance provides coverage for accidents or incidents where your business is deemed “at fault”. Umbrella coverage can also extend other insurance policies, if necesssary. For example, in the event of a car accident where auto insurance coverage runs out, an umbrella policy will be able to continue paying out losses associated with medical bills, lawyers, and auto repairs.

Benefits of umbrella insurance

Do you feel confident that you are protected? In the event of the unexpected, lawsuits and liabilities can drastically impact individuals and businesses alike.  At Keep Insurance we believe it is important for everyone to have sufficient coverage for their needs.

Our umbrella policy will begin at $1 million of extra coverage, and will often go up as high as $10 million, depending on the liability risk that you or your business possesses.

To protect yourself or your business, we recommend working with one of our insurance brokers to assess your specific level of risk. From here, you can select an umbrella insurance policy with the correct amount of coverage for your needs and insure yourself adequately against any unfortunate scenario that may arise.

If you or someone you know is in need of insurance coverage for themselves or their business, and is located in/near Westchester, Dutchess, Putnam, & Fairfield contact us to speak with one of our insurance brokers today.  We specialize in home insurance, health insurance, auto insurance, boat insurance, and umbrella insurance.