Tag Archives: Auto Repair Shop Insurance 10595

What Is Umbrella Insurance?

Keep Insurance Agency is dedicated to offering unbeatable rates for home insurance, health insurance, boat insurance, auto insurance, and umbrella insurance throughout Westchester, Dutchess, Putnam and Fairfield.

With our combination of highly rated carriers, professional insight and timely customer service our clients have found that it is hard to compete with Keep Insurance Agency!

How Umbrella Insurance Works

Basic coverage can protect yourself and your business, but there are certain “what if” scenarios where a list of liabilities and fees are not covered under basic insurance policies.

Umbrella liability insurance provides coverage for accidents or incidents where your business is deemed “at fault”. Umbrella coverage can also extend other insurance policies, if necesssary. For example, in the event of a car accident where auto insurance coverage runs out, an umbrella policy will be able to continue paying out losses associated with medical bills, lawyers, and auto repairs.

Benefits of umbrella insurance

Do you feel confident that you are protected? In the event of the unexpected, lawsuits and liabilities can drastically impact individuals and businesses alike.  At Keep Insurance we believe it is important for everyone to have sufficient coverage for their needs.

Our umbrella policy will begin at $1 million of extra coverage, and will often go up as high as $10 million, depending on the liability risk that you or your business possesses.

To protect yourself or your business, we recommend working with one of our insurance brokers to assess your specific level of risk. From here, you can select an umbrella insurance policy with the correct amount of coverage for your needs and insure yourself adequately against any unfortunate scenario that may arise.

If you or someone you know is in need of insurance coverage for themselves or their business, and is located in/near Westchester, Dutchess, Putnam, & Fairfield contact us to speak with one of our insurance brokers today.  We specialize in home insurance, health insurance, auto insurance, boat insurance, and umbrella insurance.  

Auto Repair Shop Insurance 10595

Auto Repair Shop Insurance 10595

auto repair shop insurance 10595

As an owner of an auto repair shop you’re exposed to many health hazards everyday and you need to know you have coverage in case something goes wrong. Keep Insurance offers insurance options for auto repair shops in the 10595 zip code area including (but not limited to): business liability and business property insurance.

6 Health Hazards in the Your Auto Repair Shop Industry

  1. Repetitive Motion Disorders. In an auto repair shop, workers perform repetitive movements that could lead to disorders like trigger finger, carpal tunnel syndrome, tendonitis, and bursitis.
  2. Chemical and Particle Exposure. Auto repair shop professionals work with paints, primers, polishes, fillers, and machines that produce dust and other particles, all of which can irritate the respiratory tract, injure the eyes, and damage the skin.
  3. Heavy Lifting. Heavy lifting puts auto repair shop workers at risk of muscle strain, sprains, and back injuries.
  4. Occupational Noise Exposure. Repeated use of tools that generate noise puts auto repair shop professionals at risk of hearing loss.
  5. Slips and Falls. With grease, paint, and other liquids coating the floor of an auto repair shop, workers are at risk of slips and falls. Accidents can cause broke bones, concussions, fractures, bruises, and other injuries.
  6. Mechanical Injuries. Auto repair shop workers work with all types of equipment: compressors, sprayers, winchers, pulling chains, and more that can cause serious injuries including: cuts, severed digits, crushed hands, and burns.

Local drivers in the 10595 zip code area depend on your auto repair shop to get them back behind the wheel. Contact Keep Insurance today for complete, affordable auto repair shop insurance that’ll steer you away from any event that might seriously threaten your day-to-day operation and/or your business.

Keep Insurance Agency is the leading property and casualty agency in New York and Connecticut. If you have any questions pertaining to auto, boat, business liability, commercial, contractors, homeowners, motorcycle, residential and commercial, small business, umbrella, or worker’s compensation insurance, and are in the New York metropolitan area: Westchester, NY, Dutchess County, NY, Ulster County, NY, Danbury, CT, or Fairfield, CT, contact Keep Insurance Agency at: 877.892.KEEP