Tag Archives: business insurance

Business Liability Insurance

Where Can I Find Business Liability Insurance Near Me?

Our team at Keep Insurance is dedicated to offering affordable insurance policies to any business. We want to help protect you and your company from accidents and injuries, which can lead to unexpected costs or lawsuits. As a result, we help clients understand what is included under coverage and what is not.

What Is Business Liability Insurance?

Business liability insurance, or general liability insurance, is insurance coverage that is meant to protect you and your business. We help protect businesses from numerous types of claims such as bodily injury, personal injury, property damage, and other damages that may arise from your business operations. General liability insurance is a necessity for nearly every business.

What Does Business Liability Insurance Coverage Protect?

Every business has risks, but business liability insurance protects against many situations and events. General liability insurance coverage has the power to protect you, your business, and your employees from claims including property damage or bodily injury, up to the limits of your policy. Policies safeguard you from the unexpected costs of out-of-court settlements, litigation, and judgments.

Settlements, Lawsuits, and Investigations
If you are sued or damages are filed against you, business insurance covers attorney expenses, medical expenses, judgments, settlements, and bonds if necessary.

Injuries and Damages
There is always a risk of arising claims from bodily injury or property damages. These damages may be caused by accidents on your premises, from your products, operations, or advertisements.

Miscellaneous
Business liability insurance may also cover things you may not have considered, such as advertising injury, which provides protection from copyright infringement. Furthermore, our insurance coverage even offers protection against alcohol-related accidents in certain cases.

What Is Not Protected By Business Liability Insurance?

While general liability insurance provides coverage against a variety of scenarios, there are some situations that they do not protect. However, our knowledgeable insurance agents will discuss all the details of your specific insurance coverage at Keep Insurance.

Employee Injuries
business liability insuranceWhile business liability coverage can protect you from injuries on your premises, there is a different aspect to employee injuries. Workers’ compensation is the type of insurance that is necessary in order to protect your employees against injuries on the job.

Professional Mistakes
Professional mistakes are not covered under business general liability insurance coverage. This provides protection against mishaps that may occur as you offer opinions, solutions, services or recommendations throughout the course of business.

Auto-related coverage
Auto accidents are not apart of business liability coverage. It is necessary to purchase a separate auto insurance policy to protect your business, especially if you have company vehicles or delivery services.

Finding Business Liability Insurance In Westchester NY

In conclusion, our team at Keep Insurance are experts in insurance coverage. We are here to answer any questions or concerns you may have regarding general liability insurance or business liability insurance in Westchester County NY, Dutchess County NY, and Ulster County NY. Contact Keep Insurance today to schedule a free consultation. Call now (877) 892-KEEP.

Insurance Coverage

insurance coverge westchester county nyInsurance Coverage in Westchester

Where Can I Find Insurance Coverage In Westchester?

Our team at Keep Insurance specializes in providing the best insurance coverage in Westchester. This includes car insurance, home insurance, and business insurance in Westchester County, Dutchess County, Putnam County, and Rockland County.

Auto Insurance In Westchester

There are different types of auto insurance coverage available in Westchester County, which all include their own sets of fundamental protections designed to defend against the most common dangers related to typical vehicle operation.

Liability
Liability insurance coverage can help cover the costs of repairing any damage to third-party property when you are at fault. In addition, liability insurance can even contribute to medical bill coverage for any physical injuries as a result of the accident.

Collision
Collision insurance coverage can help cover repair costs for any damage to the insured vehicle. If the vehicle is totaled, this policy component can help cover the current total value of the car.

Comprehensive
A comprehensive coverage policy can protect liability for damage caused by natural or uncontrollable events, such as falling tree branches, theft, or vandalism. This coverage can also protect owners from debris or animal collisions as well.

Home Insurance in Dutchess County

Home insurance in Dutchess County can cover the cost of rent or hotel, in the case of uninhabitable damage. Homeowners insurance is generally set for a fixed period of time. The rate of a homeowner’s premium can depend on factors relating to the likelihood of a home suffering future damages as well as other risk factors. Homeowners insurance coverage can generally cover costs related to damages caused by:

  • Fire
  • Explosions
  • Vandalism
  • Theft/lost items
  • Vehicles
  • Smoke
  • Natural disasters
  • Family members (including pets)

Business Insurance

Business insurance is crucial to a business’s long-term success. It is important to protect your company from an unexpected loss, lawsuit, or accident. It is important to make sure you have the right insurance for your needs to protect your business. The cost of business liability insurance coverage will depend on your line of business and the coverage needs. There are 3 main types of business liability insurance coverage:

Product Liability Insurance Coverage
Product liability insurance helps protect businesses that manufacture and distribute products in the event that one of their products is defective and/or causes harm to the user. This means, if there is an injury or property damage resulting from the product’s use, insurance could help protect the manufacturer from certain product liabilities and lawsuits.

General Liability Insurance Coverage
General liability insurance can help with multiple forms of liability, from property damage to physical injury; it could even help protect the holder against slander and libel charges.

Professional Liability Insurance Coverage
Professional liability insurance is also known as ‘errors and omissions insurance’ and can help to protect business owners from bankruptcy when facing malpractice or negligence lawsuits or damage payments.

Finding Insurance Coverage In Westchester County

Our team at Keep Insurance are experts in insurance coverage. We are here to answer any questions you may have involving car insurance, homeowners insurance, and business insurance in Westchester County NY, Dutchess County NY, Putnam County NY, and Rockland County NY. Contact Keep Insurance today to find out more information or get a free quote! Call 877-892-KEEP.

Restaurant Insurance in Westchester, NY

Restaurant Insurance Westchester, NY

restaurant insurance westchester ny

Are you looking for restaurant insurance in Westchester NY? Keep Insurance Agency is determined to provide you with the best restaurant insurance coverage in your area. Contact Keep Insurance Agency today to get a restaurant insurance quote. You’ll find that Keep Insurance Agency customers couldn’t be happier.


Insure Your Passion

Realizing the dream of owning a restaurant  in Westchester NY can quickly become a nightmare if you don’t purchase the necessary coverage. Every bistro, diner, sushi bar and gastropub is different. Determining what your largest exposures are is essential to securing your investment and livelihood. If you are a food or liquor establishment owner, Keep Insurance would like you to think about the following:

Are you serving liquor?

Do you host live/nightly entertainment?

Do you have extensive food storage?

Do you need coverage on the physical structure?

Are you offering delivery service?

Restaurant insurance policies can be tailored to cover every aspect of your operations, from dance floors to coat room theft. Discuss your specific insurance needs with our dedicated and knowledgeable staff to ensure that you are covered for what matters most to you.


Contact Us

When you buy the appropriate restaurant insurance coverage from an industry leader, you can rest assured that physical and financial losses can be recuperated with the help of your insurance carrier. We here at Keep Insurance are dedicated to assisting our clients in finding the restaurant insurance coverage they are looking for at the lowest price our markets provide. With the ability to gather quotes from over 20 insurance carriers, we can ensure competitive results.

No restaurant is too big or too small for Keep Insurance Agency. We have been providing restaurant insurance to all types of dining establishments in various geographic locations for over 20 years! If you serve food, we can help you purchase various types of insurance including:

✓ Restaurant/bar liability

✓ Property insurance

✓ Workers’ compensation and disability

✓ Commercial automobile

And more!

[ Contact us ]


Keep Insurance Agency is the leading property and casualty agency in New York and Connecticut.  If you have any questions pertaining to auto, boat, business liability, commercial, contractors, homeowners, motorcycle, residential and commercial, small business, umbrella, or worker’s compensation insurance in the New York metropolitan area: Westchester, NY, Dutchess County, NY, Ulster County, NY, Danbury, CT, or Fairfield, CT, contact Keep Insurance Agency at: 877.892.KEEP

Business Insurance Dutchess County NY

Business Insurance Dutchess County NY

business insurance dutchess county ny
Are you looking for business insurance in the Dutchess County NY area?  Look no further than Keep Insurance!  Tell us about your business.  Pick your favorite policy.  And start coverage when you need it.


What Our Business Insurance Covers

✓ Injuries or property damage

✓ Medical payments in the case of on the job injuries

✓ Defense costs (e.g., lawsuit, libel, and slander)

✓ Protection


Testimonials

“I have been with Keeps insurance agency for a long time and I have always gotten the best service in taking care of all my insurance needs. All of my experiences with their staff has always been positive.”

— Barbara Hammond


Contact Us

Are you ready to protect your business?  Get your business insurance quote today at Keep Insurance, the premier independent insurance agency in the Dutchess County NY area.  Its only a click away!


Keep Insurance Agency is the leading property and casualty agency in New York and Connecticut. If you have any questions pertaining to auto, boat, business liability, commercial, contractors, homeowners, motorcycle, residential and commercial, small business, umbrella, or worker’s compensation insurance, and are in the New York metropolitan area: Westchester, NY, Dutchess County, NY, Ulster County, NY, Danbury, CT, or Fairfield, CT, contact Keep Insurance Agency at: 877.892.KEEP

Restaurant Insurance Valhalla NY

Restaurant Insurance Valhalla NY

restaurant insurance valhalla ny
Are you looking for expert protection for your restaurant? As experts in restaurant insurance, allow us here at Keep Insurance to protect your Valhalla NY restaurant!

GET A FREE QUOTE

Our Restaurant Insurance Policies

✓ Property insurance
✓ Crime/employee dishonesty
✓ General liability
✓ Liquor liability
✓ Employee benefit liability

5 Food Related Businesses That Can Benefit from Insurance for Restaurants

1. Bars
2. Catering companies
3. Delis
4. Pizzerias
5. Lounges

Testimonials

“We’ve been in business for over 32 years and Keep insurance has been a valuable asset to our business. Thorough; very informative; but most of all, we have many policies for business and home and they will always tell you if you already have the best deal!”

— Ron Guarino

“I would highly recommend using Keep Insurance for all of your insurance needs.”

— Jessica Beck

You run your restaurant. We’ll make sure you’re covered.

Contact us today at: 877.892.KEEP to discuss your restaurant insurance needs!


Keep Insurance Agency is the leading property and casualty agency in New York and Connecticut. If you have any questions pertaining to auto, boat, business liability, commercial, contractors, homeowners, motorcycle, residential and commercial, small business, umbrella, or worker’s compensation insurance in the New York metropolitan area: Westchester, NY, Dutchess County, NY, Ulster County, NY, Danbury, CT, or Fairfield, CT, contact Keep Insurance Agency at: 877.892.KEEP

Business Insurance Policy in Danbury CT

Business Insurance Policy in Danbury CTbusiness insurance danbury ct

Business Insurance

Looking for a business insurance policy in Danbury CT? Keep Insurance Agency is determined to provide you with business insurance coverage in your area. Contact Keep Insurance Agency today to get a business quote. You’ll find that Keep Insurance Agency customers couldn’t be happier:

“We’ve been in business for over 32 years and Keep insurance has been a valuable asset to our business. We work with the Stillman Sisters and they are thorough, and very informative, but most of all we have many policies for business and home and they will always tell you if you already have the best deal! But the true question becomes: ‘Who do you want on your side when you do have a claim?’”
—Ron Guarino

Each business is different, which is why we at Keep Insurance, the premier independent insurance agency in Danbury CT, take the time to understand each business’s unique needs. Contact us today and let Keep Insurance insure you with a free business quote today!


Keep Insurance Agency is the leading property and casualty agency in New York and Connecticut. If you have any questions pertaining to auto, boat, business liability, commercial, contractors, homeowners, motorcycle, residential and commercial, small business, umbrella, or worker’s compensation insurance, and are in the New York metropolitan area: Westchester, NY, Dutchess County, NY, Ulster County, NY, Danbury, CT, or Fairfield, CT, contact Keep Insurance Agency at: 877.892.KEEP

Restaurant Insurance Ulster County NY

Restaurant Insurance Ulster County NY

restaurant insurance ulster county ny
Do you have restaurant insurance for your Ulster County NY restaurant? No? What do you do when your refrigerator units malfunction? Or a kitchen fire razes your space? You haven’t thought of that have you? Its ok because we here at Keep Insurance are here to think of it for you!

3 Reasons Restaurants Need Restaurant Insurance

✓ Theft. The restaurant business is no exception when it comes to theft. Restaurants see lots of traffic and customer turnover, both of which elevate the risk of theft, and in the event that your restaurant is broken into, having insurance will cover the loss of cash or equipment.

✓ Property damage. For example, restaurants are at much greater risk for a fire. Property damage is unquestionably a considerable financial issue. Avoid it with insurance!

✓ Business interruption. For example, a gas leak could keep a restaurant’s doors closed for a few days or even longer. Business interruptions cost owners significant revenue, and having insurance will assure that you’ll be able to pay your bills and your employees on time.

Your restaurant relies on your kitchen, employees, suppliers, and equipment in order to create a memorable dining experience for your guests, and restaurant insurance through Keep Insurance means restaurant insurance from a premier provider that will assure that all is protected; even the desserts!

Ready to add security to your menu?

CONTACT US TODAY!


Keep Insurance Agency is the leading property and casualty agency in New York and Connecticut. If you have any questions pertaining to auto, boat, business liability, commercial, contractors, homeowners, motorcycle, residential and commercial, small business, umbrella, or worker’s compensation insurance in the New York metropolitan area: Westchester, NY, Dutchess County, NY, Ulster County, NY, Danbury, CT, or Fairfield, CT, contact Keep Insurance Agency at: 877.892.KEEP

Commercial Insurance Coverage Near Me in Danbury CT

Commercial Insurance Coverage Near Me in Danbury CT

commercial insurance danbury ct
Get exactly what you need to protect your commercial properties in Danbury CT with commercial insurance coverage! As a leading provider of commercial insurance, that is designed to meet the unique needs of your business, no matter your industry or size, we here at Keep Insurance can help!

Why Keep Insurance?

✓ Keep Insurance is New York and Connecticut’s #1 commercial insurer
✓ Keep Insurance has been in business for over 30 years
✓ Keep Insurance offers a combination of highly rated carriers, professional insight, and timely customer service

Commercial Insurance Coverages We Offer

▪ Business liability insurance coverage
▪ Workers’ compensation insurance coverage
▪ Property coverage
▪ Commercial umbrella
▪ Business owner’s policy

Client Reviews

“For the best in home, auto & commercial insurance keep insurance is the place to go.”

— Annessa Ali

“I have been doing business with Keep Insurance for the past 25 years for business and personal insurance and would highly recommend them to anyone.”

— Kevin Mullen

GET YOUR FREE QUOTE TODAY!


Keep Insurance Agency is the leading property and casualty agency in New York and Connecticut. If you have any questions pertaining to auto, boat, business liability, commercial, contractors, homeowners, motorcycle, residential and commercial, small business, umbrella, or worker’s compensation insurance in the New York metropolitan area: Westchester, NY, Dutchess County, NY, Ulster County, NY, Danbury, CT, or Fairfield, CT, contact Keep Insurance Agency at: 877.892.KEEP

Contractors Insurance Coverage Near Me In Dutchess County

Contractors Insurance Coverage Near Me In Dutchess County

contractors insurance coverage dutchess county
Looking for contractors insurance coverage? Keep Insurance is the trusted choice for insurance in Dutchess County, providing contractors with:

✓ A FREE quote
✓ Low monthly premiums
✓ The best price for your contractor’s insurance coverage needs

Contractors Insurance Coverage Near Me

✓ General liability insurance coverage
✓ Business owner’s insurance coverage
✓ Commercial vehicle insurance coverage

Other Insurance Coverages That May Fit Your Life

▪ Auto insurance
▪ Boat insurance
▪ Business liability insurance
▪ Commercial insurance
▪ And so much more!

Client Reviews

“I have been doing business with Keep Insurance for the past 25 years for business and personal insurance and would highly recommend them to anyone.”

— Kevin Mullen

“I highly suggest using Keep Insurance Agency in Westchester NY for all of your insurance needs. Lauren has been nothing but helpful and honest in guiding me with my auto insurance. You can trust these guys to steer you in the right direction for what is best for you!”

— Ali Gallagher

CONTACT US TO GET STARTED NOW!


Keep Insurance Agency is the leading property and casualty agency in New York and Connecticut. If you have any questions pertaining to auto, boat, business liability, commercial, contractors, homeowners, motorcycle, residential and commercial, small business, umbrella, or worker’s compensation insurance in the New York metropolitan area: Westchester, NY, Dutchess County, NY, Ulster County, NY, Danbury, CT, or Fairfield, CT, contact Keep Insurance Agency at: 877.892.KEEP

Auto Repair Insurance Valhalla NY

Auto Repair Insurance Valhalla NY

auto repair insurance valhalla ny
Do you own or manage an auto repair shop in Valhalla NY? Do you have auto repair insurance? As an auto repair shop, you help keep your customers on the road; its time you steer your way to savings with Keep Insurance!

6 Benefits of Auto Repair Insurance

  1. Garage liability insurance (business liability) covers an auto repair shop against lawsuits and medical costs from injury of someone while on the premises
  2. Garage keepers insurance protects customers’ cars while they are at your auto repair shop. Limited protection (that only pays for damages you’re legally responsible for) and full protection are both available
  3. Business auto insurance protects your employees, your customers’ cars, and your business in the event of a car accident
  4. Business interruption insurance helps keep you in business when unexpected events occur
  5. Workers’ compensation provides benefits in the event that your employees are in a job-related accident, and it is mandatory for businesses in New York
  6. Business property insurance protects your auto repair shop including: outdoor signage, fencing, furniture, and inventory against damages to your property in the event of a fire, earthquake, vandalism, theft, storm, or accident

It can only take a moment for the unexpected to happen and before you know it your business could be the one in need of repair. Let us here at Keep Insurance help you get your Valhalla NY auto repair shop properly insured; contact us today!


Keep Insurance Agency is the leading property and casualty agency in New York and Connecticut. If you have any questions pertaining to auto, boat, business liability, commercial, contractors, homeowners, motorcycle, residential and commercial, small business, umbrella, or worker’s compensation insurance in the New York metropolitan area: Westchester, NY, Dutchess County, NY, Ulster County, NY, Danbury, CT, or Fairfield, CT, contact Keep Insurance Agency at: 877.892.KEEP