Tag Archives: coverage policy Fairfield CT

Restaurant Insurance Policy Dutchess County NY

Restaurant Insurance Policy Dutchess County NY

restaurant insurance policy dutchess county ny
What happens when your refrigeration units malfunction or a kitchen fire razes your Dutchess County NY restaurant? Most restaurant owners can’t afford unexpected kitchen hazards, and a restaurant insurance policy through Keep Insurance acts as a safety net in the event of one.

6 Restaurant Kitchen Hazards

  1. Slippery or uneven floors
  2. Dangerous machinery and equipment
  3. Food spoilage
  4. Heavy lifting
  5. Crowded workspace
  6. Burns and fires

Ready to secure your restaurant with a risk management plan? Contact Keep Insurance today and work with us to ensure that your restaurant is protected from unforeseen kitchen hazards.


Keep Insurance Agency is the leading property and casualty agency in New York and Connecticut. If you have any questions pertaining to auto, boat, business liability, commercial, contractors, homeowners, motorcycle, residential and commercial, small business, umbrella, or worker’s compensation insurance, and are in the New York metropolitan area: Westchester, NY, Dutchess County, NY, Ulster County, NY, Danbury, CT, or Fairfield, CT, contact Keep Insurance Agency at: 877.892.KEEP

Insurance Policy for Electricians Near Westchester NY

 Insurance Policy for Electricians Near Westchester NY

insurance policy for electricians westchester ny

Protect yourself with an electrician insurance policy through Keep Insurance! Westchester NY electricians provide the connections that allow current to flow: powering the lights, appliances, computers, and other devices that we rely on every day. They enable the life force that makes things run. But they also have the most hazardous occupation, and your life must be a priority.

Exposures Electricians Face Everyday

⁃ Electrocution
⁃ Falls from ladders

That’s just two, but think about how severe each is. As important as your trade is, Keep Insurance understands the importance of an insurance policy for electricians because we understand your risks. Contact us today to learn about our coverages.


Keep Insurance Agency is the leading property and casualty agency in New York and Connecticut. If you have any questions pertaining to auto, boat, business liability, commercial, contractors, homeowners, motorcycle, residential and commercial, small business, umbrella, or worker’s compensation insurance, and are in the New York metropolitan area: Westchester, NY, Dutchess County, NY, Ulster County, NY, Danbury, CT, or Fairfield, CT, contact Keep Insurance Agency at: 877.892.KEEP

Encompass Insurance

ENCOMPASS INSURANCE

Encompass Insurance, owned by Allstate Corporation, is dedicated to the Independent Agency system. They currently have a voracious appetite for AUTO coverage and are able to write auto in most all states. They write a true package, the old CNA “USP” policy.

Currently, Encompass writes the complete package (or mono-line coverages, as you see fit) in all upstate areas of NYS . They will write Auto anywhere in the state, as well as CT and NJ. The package is able to be written with a Renters, Condo, or Co-op coverage ANYWHERE in NY. No new Homeowners are being written in CT nor in Westchester, Long Island and the Five Boroughs.. New Jersey Homeowners is only open to NJ domiciled agents, and there are coastal limitations there, also. A new, highly competitive rating system is effective 3/11 in NJ and 4/7 in NY.

Encompass Insurance

3100 Sanders Road, Suite K4
Northbrook, IL 60062

The First Rehabilitation Life Insurance Company of America

THE FIRST REHABILITATION LIFE COMPANY INSURANCE OF AMERICA

First Rehab Life has been dedicated to excellent service and independent insurance agents and brokers since 1972, providing them with a growing number of highly competitive group insurance policies for 34 years. They are proud to insure more than 1,600,000 employees in over 100,000 businesses, municipalities, schools and other non-profit organizations. The First Rehabilitation Life Insurance Company of America’s product portfolio also includes employee benefits ranging from Vision to Dental and from Medical Reimbursement to Stop Loss policies.

First Rehab Life attributes their company’s success to the dedicated professional staff and the loyal network of over 4000 independent agents and brokers. Dedication to doing business only through licensed independent brokers and agents has given The First Rehabilitation Life Insurance Company of America a strong foundation.

Standard & Poor’s have given First Rehab Life the strong rating of A- in response to their positive fiscal growth. This recognition is in line with the A- (Excellent) rating by A.M. Best Company. These ratings reflect First Rehab Life’s strong operating fundamentals: powerful capitalization, sound business position, reliable operating performance, high-quality investment portfolio, and stability of their Life and Health Insurance products.

The First Rehabilitation Life Insurance Company of New York or First Rehab Life

600 Northern Blvd.
Great Neck, NY 11021

Small Business Insurance Policy

Small businesses are the core of the economy; make sure yours is covered with a proper small business insurance policy. Contact Keep Insurance today for an insurance quote. Continue reading

Workers Compensation Insurance Coverage

Workplace accidents are all too common – it is imperative to have workers compensation insurance to protect your business. Contact Keep Insurance today for an insurance quote. Continue reading

Commercial Insurance Policy Westchester NY

Catastrophes can happen at any time. Purchasing commercial insurance can help protect you and your business from substantial liability and financial loss. Continue reading

Business Liability Insurance Coverage in Westchester NY

Owning a business can be tough. Let Keep Insurance help ease your mind with business liability insurance in Westchester NY.

Business Liability Insurance Coverage in Westchester NY

Business Liability Insurance Westchester NY

General business liability insurance coverage can help provide financial protection for businesses with a variety of liability exposures. Exposures covered under this type of insurance could include liabilities resulting from accidents on the insured’s property, products sold by the insured and contractual liability. It could also help protect the company’s assets and pay for obligations such as medical costs, legal fees, or settlement awards resulting from injury on the property.

How Important is Business Liability Insurance Coverage?

Purchasing business liability insurance coverage is crucial to a business’s long-term success. In the event that your company experiences an unexpected loss, accident or lawsuit, it could help save your business from severe financial loss.

It is important to make sure you have the right insurance for your needs to protect your business. Owners who are reluctant to purchase business liability insurance should consider the potential for financial disaster if an accident occurred with no protection. Certain businesses operate at a high level of risk – those within the construction industry are a prime example due to their use of hazardous tools and materials like ladders, power tools, etc.

To purchase business liability insurance coverage, the insured will pay an annual premium, the amount of which will depend on your line of business and the types of coverage needs.  However, it is important to be informed of what exactly your policy covers – there are a number of perils not covered under insurance, as wells as a maximum monetary amount your policy will cover.

There are 3 main types of business liability insurance coverage:

•             Product Liability Insurance Coverage

Product liability insurance helps protect businesses that manufacture and distribute products in the event that one of their products is defective and/or causes harm to the user. This means, if there is an injury or property damage resulting from the product’s use, insurance could help protect the manufacturer from certain product liabilities and lawsuits.

Product liability insurance can protect from financial loss due to legal liability, injury or damage resulting from the use of their product, or injury incurred by an employee while performing paid work. Some products may be more likely to causes injury than others even if the product is not defective. The risk is assessed based on the nature of the product.

•             General Liability Insurance Coverage

For most business types, this is an essential coverage. General liability insurance could help with multiple forms of liability, from property damage to physical injury; it could even help protect the holder against libel and slander charges.

•             Professional Liability Insurance Coverage

Professional liability insurance is also known as ‘errors and omissions insurance’ and could help to protect business owners from bankruptcy when facing malpractice or negligence lawsuit damage payments.

There are many benefits to starting up a small business, but there is a large amount of inherent risk as well. It is important that every business owner take this risk seriously, and invest in the security of business liability insurance for his or her company and its employees.

If you are looking to learn more about Business Liability Insurance in Westchester NY please Contact Us at 877-892-KEEP (5337)

Contractors Insurance Policy in Westchester NY

Accidents can happen at any time and it is important to be covered by a contractors insurance policy which could help protect your business. Contact Keep Insurance today.  Continue reading

Boat Insurance Policy in Westchester NY

Help yourself! Be proactive in protecting your family this summer with a boat insurance policy from Keep Insurance. Contact us today.  Continue reading