Where Can I Find Business Liability Insurance In Dutchess County NY?
Our team at Keep Insurance specializes in providing affordable insurance policies to any business. Our goal is to protect you and your company from accidents or injuries, which can lead to unexpected costs and lawsuits. As a result, we help clients understand what is included apart of coverage and what is not.
What Is Business Liability Insurance?
Business liability insurance, also referred to as general liability insurance, is insurance coverage that is intended to protect you and your business. Keep Insurance helps protect businesses from numerous types of claims including bodily injury, personal injury, property damage, and other damages that may occur from business operations. General liability insurance is necessary for nearly every type of business.
What Does Business Liability Insurance Coverage Protect?
Every business has risks, but business liability insurance protects against many events and situations. General liability insurance coverage protects you, your business, as well as your employees from claims including property damage or bodily injury, up to the limits of your policy. Policies offer a “safety net” from the unexpected costs of litigation, out-of-court settlements, and judgments.
Settlements, Lawsuits, and Investigations
If you are sued or damages are filed against you, business insurance may cover attorney expenses, medical expenses, judgments, settlements, and even bonds if needed.
Injuries and Damages
There is always a risk of claims from property damages or bodily injury. These damages may be caused by accidents on your property, from your products, operations, or advertisements.
Miscellaneous
Business liability insurance also covers things you may not have previously considered, such as advertising injury, which offers protection against copyright infringement. Furthermore, our insurance coverage at Keep Insurance even offers protection against alcohol-related accidents in some cases.
What Is Not Protected By Business Liability Insurance?
While general liability insurance provides coverage against a variety of scenarios, there are some situations that they do not protect. However, our knowledgeable insurance agents will discuss all the details of your specific insurance coverage at Keep Insurance.
Employee Injuries
While business liability coverage can protect you from injuries on your premises, there is a different aspect to employee injuries. Workers’ compensation is the type of insurance that is necessary in order to protect your employees against injuries on the job.
Professional Mistakes
Professional mistakes are not covered under business general liability insurance coverage. This provides protection against mishaps that may occur as you offer opinions, solutions, services or recommendations throughout the course of business.
Auto-related coverage
Auto accidents are not apart of business liability coverage. It is necessary to purchase a separate auto insurance policy to protect your business, especially if you have company vehicles or delivery services.
Finding Business Liability Insurance In Dutchess County NY
In conclusion, our team at Keep Insurance are leading professionals in insurance coverage. We are here to answer any questions or concerns you may have involving general liability insurance or business liability insurance in Dutchess County NY, Westchester County NY, and Ulster County NY. Contact Keep Insurance today to schedule a free consultation. Call now (877) 892-KEEP.
