Tag Archives: Homeowners Insurance Dutchess County

Insurance Coverage

insurance coverge westchester county nyInsurance Coverage in Westchester

Where Can I Find Insurance Coverage In Westchester?

Our team at Keep Insurance specializes in providing the best insurance coverage in Westchester. This includes car insurance, home insurance, and business insurance in Westchester County, Dutchess County, Putnam County, and Rockland County.

Auto Insurance In Westchester

There are different types of auto insurance coverage available in Westchester County, which all include their own sets of fundamental protections designed to defend against the most common dangers related to typical vehicle operation.

Liability
Liability insurance coverage can help cover the costs of repairing any damage to third-party property when you are at fault. In addition, liability insurance can even contribute to medical bill coverage for any physical injuries as a result of the accident.

Collision
Collision insurance coverage can help cover repair costs for any damage to the insured vehicle. If the vehicle is totaled, this policy component can help cover the current total value of the car.

Comprehensive
A comprehensive coverage policy can protect liability for damage caused by natural or uncontrollable events, such as falling tree branches, theft, or vandalism. This coverage can also protect owners from debris or animal collisions as well.

Home Insurance in Dutchess County

Home insurance in Dutchess County can cover the cost of rent or hotel, in the case of uninhabitable damage. Homeowners insurance is generally set for a fixed period of time. The rate of a homeowner’s premium can depend on factors relating to the likelihood of a home suffering future damages as well as other risk factors. Homeowners insurance coverage can generally cover costs related to damages caused by:

  • Fire
  • Explosions
  • Vandalism
  • Theft/lost items
  • Vehicles
  • Smoke
  • Natural disasters
  • Family members (including pets)

Business Insurance

Business insurance is crucial to a business’s long-term success. It is important to protect your company from an unexpected loss, lawsuit, or accident. It is important to make sure you have the right insurance for your needs to protect your business. The cost of business liability insurance coverage will depend on your line of business and the coverage needs. There are 3 main types of business liability insurance coverage:

Product Liability Insurance Coverage
Product liability insurance helps protect businesses that manufacture and distribute products in the event that one of their products is defective and/or causes harm to the user. This means, if there is an injury or property damage resulting from the product’s use, insurance could help protect the manufacturer from certain product liabilities and lawsuits.

General Liability Insurance Coverage
General liability insurance can help with multiple forms of liability, from property damage to physical injury; it could even help protect the holder against slander and libel charges.

Professional Liability Insurance Coverage
Professional liability insurance is also known as ‘errors and omissions insurance’ and can help to protect business owners from bankruptcy when facing malpractice or negligence lawsuits or damage payments.

Finding Insurance Coverage In Westchester County

Our team at Keep Insurance are experts in insurance coverage. We are here to answer any questions you may have involving car insurance, homeowners insurance, and business insurance in Westchester County NY, Dutchess County NY, Putnam County NY, and Rockland County NY. Contact Keep Insurance today to find out more information or get a free quote! Call 877-892-KEEP.

Homeowner’s Insurance Coverage

While it may not be your first thought when moving into a new home, homeowners insurance coverage is an important purchase that must be considered.  Continue reading