Utica First Insurance

Utica First Insurance Company was founded by local Utica, New York businessmen in 1903 as Utica Fire Insurance Company of Oneida County, NY to serve the property insurance needs of the upstate New York residents. It has developed from that small base into a company which actively writes business in the states of New York, New Jersey, Connecticut, and Pennsylvania. In the beginning the Company wrote exclusively property insurance on an assessable basis. Now Utica First’s product line has expanded to include Homeowner, Landlord Package, Restaurant and Tavern Program, Convenience Store Program, Small Artisan Package Policy and Business Owner Policies among others.

The Company has grown from its humble beginnings, but has remained small in relative terms. This enables the Company to be specific as to the policies and properties and situations that it wants to insure. Instead of trying to be everything to everybody, the Company prefers to be very good at selected things and to emphasize those capabilities.

Utica First Insurance Company

5981 Airport Road
Oriskany, NY 13424

ST. PAUL TRAVELERS

St. Paul Travelers (NYSE: STA) is a leading provider of property casualty insurance and surety products and risk management services to a wide variety of businesses and organizations and to individuals. The company reported 2005 revenues of $24.4 billion and total assets of $113.2 billion. Their products are distributed primarily through U.S. independent insurance agents and brokers. Travelers, a member of St. Paul Travelers, is the second largest writer of auto and homeowners insurance through independent agents. St. Paul Travelers is headquartered in Saint Paul, Minnesota, with significant operations in Hartford, Connecticut. The company also has offices in the U.K., Ireland and Canada.

St. Paul Travelers

385 Washington Street
St. Paul, MN 55102

Tower Group Companies

Operating through five subsidiaries – Tower Insurance Company of New York (operating as Tower Select Insurance Company in California), Tower National Insurance Company, Preserver Insurance Company, Mountain Valley Indemnity Company and North East Insurance Company – Tower Group Companies (Tower) is a leading insurance and risk-related services company based in New York City. Tower provides property and casualty insurance to underserved markets and has different market facilities tailored to meet the needs of producers in order to attract different segments of the market, from preferred to non-standard including excess and surplus lines.

Tower is committed to delivering a broad range of insurance and related products and services that respond to the needs of customers in chosen market segments. This agency seeks to maximize the value of shareholders’ investments by focusing on delivering superior return on equity and long-term appreciation. Tower provides a challenging, entrepreneurial work environment for employees by encouraging and rewarding high levels of achievement, teamwork and accountability.

Tower Group Companies

120 Broadway, 31st Floor
New York, NY 10271

Peerless Insurance

Peerless Insurance is part of Liberty Mutual Agency Markets, a business unit of Liberty Mutual Group. Agency Markets consists of property and casualty, and specialty insurance carriers that distribute their products and services primarily through independent agents and brokers. Peerless Insurance partners with professional independent agents, who help you identify and reduce potential risks. Peerless Insurance is committed to helping their policyholders live safer, more secure lives by profitably delivering quality property and casualty products and services utilizing the Independent Agency System.

Peerless Insurance

62 Maple Ave.
Keene, NH 03431 800-542-5385

New York Central Mutual Insurance

New York Central Mutual is a property and casualty insurance company located in central New York that employs over 1,000 dedicated insurance professionals. Their company was founded in 1899 and continues to provide the same service and security it was built on over 100 years ago. The company serves more than half a million policyholders across New York State, and is represented by 1,000 of the best independent agents in the business.

The company is committed to keeping current with the advanced technology of the 21st century. They have focused their efforts to promote and enhance their online services as the desired channel to both interact and build a lasting relationship with their customers. In addition to online services, NYCM has applied leading-edge technologies throughout the company to make every aspect of service to customers and agents – from processing policies to handling claims precise and efficient.

Today, as New York Central Mutual operates three branch offices across New York State and enters its second century of service, they have established their presence as a leading personal lines insurance carrier.

A. Central was established on July 1, 2001. This agency is wholly owned subsidiary of New York Central Mutual.

New York Central Mutual and A. Central Insurance Company

1899 Central Plaza East Suite 2000
Edmeston, New York 13335-1898

Mid-Hudson Cooperative Insurance Co.

The Mid-Hudson Co-Operative Insurance Company is one of more than 26 co-operative insurance companies in New York State formed for the purpose of insuring real and personal properties at a reasonable cost. Mid-Hudson Co-Operative itself operates in the counties of Westchester, Putnam, Ulster, Dutchess, Columbia, Rockland, Orange, Sullivan, Greene, Delaware, Albany, Rensselaer, Schohaire, Washington and Saratoga and is the only insurance company domiciled in Orange County. Originally “Mid-Hudson” was able to handle property insurance against the perils of fire, lightning, wind, hail, smoke, smudge, aircraft, vehicle, riot and vandalism. Theft, burglary, glass and casualty insurance have been the most recent additions making it possible for “Mid-Hudson” to insure the popular package policies such as Farmowners, Homeowners, Mobile Homeowners, Landlord, Business Owners and Commercial Multi-Peril policies. Thus through various policy endorsements, Mid-Hudson” is able to provide the homeowner, farmer and businessman with property and casualty insurance tailored to fit the individual exposures.

Mid-Hudson Cooperative Insurance Co.

104 Bracken Road
Montgomery, NY 12549

MetLife Auto and Home

MetLife is a major national provider of financial services and insurance products in this country, with a reach of 13 million American households and 70,000 U.S. businesses as customers. Auto and Homeowners Insurance are two of their many personal insurance and investment products.

For more than a century, MetLife has built a reputation as a company that believes in fair dealing, integrity, and trustworthiness. They firmly believe that adherence to the highest standards of ethical conduct is the only acceptable way of doing business and is the personal responsibility of every one of their associates. The company’s well-known name and good reputation are reinforced by their pledge to deliver value and world class service to all who do business with them, always keeping in mind what is best for their customers.

MetLife Auto and Home

P.O. Box 350
Warwick, RI 02887

THE HARTFORD FINANCIAL SERVICES GROUP

Founded in 1810, The Hartford Financial Services Group, Inc. (NYSE: HIG) is one of the largest investment and insurance companies based in the United States, with offices also in Japan, Brazil, Ireland and England. With nearly 30,000 employees and $2.3 billion in income in 2005, the Hartford was ranked 78th on the 2006 Fortune 100 list.

The Hartford is a leading provider of investment products – annuities, mutual funds, college savings plans – as well as life insurance, group and employee benefits, automobile and homeowners’ insurance, and business insurance.

The Hartford serves millions of customers worldwide – including individuals, institutions, and businesses – through independent agents and brokers, financial institutions, and online. About 11,000 independent agencies and more than 100,000 registered broker/dealers sell The Hartford’s trusted products.

After nearly 200 years in business, The Hartford is known for its financial strength and stability, superior customer service, and continued operational excellence.

The Hartford

One Hartford Plaza
Hartford, CT 06155