THE MAIN STREET AMERICA GROUP

The Main Street America Group started with the founding of NGM Insurance Company in 1923. NGM was created to provide affordable insurance coverage to Grange Fraternity members in New Hampshire. Today, Main Street America serves “Main Street” individuals, families and small businesses in 16 states along the Eastern Seaboard from Maine to Florida and annually writes more than $800 million in premium.
Through its four A-rated property and casualty insurance companies, Main Street America partners with more than 1,300 independent agents to provide superior, personal service to more than 500,000 policyholders. The Main Street America Group is headquartered in Jacksonville, Fl. with regional operations in Keene, NH; Syracuse, NY; Richmond, Va; and Jacksonsville; and an adjuster center in Auburn, Ma.

Main Street America’s operating companies include NGM Insurance Company, Old Dominion Insurance Company, Main Street America Assurance Company, MSA Insurance Company, and Information Systems and Services Corporation.

National Grange Mutual Insurance Company

4601 Touchton Road East, Suite 3400
Jacksonville, FL 32246

Zurich Small Business

Zurich Small Business, a member of the Farmers Insurance Group of Companies, has an A (Excellent) rating from AM Best and an AA (Very Strong) from Standard and Poor’s.

Zurich Small Business targets small commercial businesses across Institutional, Office, Restaurant*, Habitational*, Trade Contractors*, Retail, Service, and Wholesale* verticals. We are open for more than 600 classes within these programs and offer an account solution, including BOP, Commercial Auto, Workers Compensation and Umbrella for most classes.

*State exceptions apply

Zurich Small Business

3003 Summit Blvd, 8th Floor
Atlanta, GA 30319

Utica National Insurance Group

The Utica National Insurance Group is a dynamic organization with a long history of dedicated service to policyholders. This carrier can trace their beginnings back to 1914, when their principal companies, Utica Mutual Insurance Company and Graphic Arts Mutual Insurance Company, were founded. Today, they are among the top 100 insurance organizations in the nation, and include products for a wide range of commercial and personal coverages. Offering top-quality coverages and being commited to service that is unsurpassed in the insurance industry, Utica National is superbly equipped to fulfill the insurance needs of today’s quality-conscious consumer.

Utica National Insurance Group

180 Genesee Street
New Hartford, NY 13413-2299

Utica First Insurance

Utica First Insurance Company was founded by local Utica, New York businessmen in 1903 as Utica Fire Insurance Company of Oneida County, NY to serve the property insurance needs of the upstate New York residents. It has developed from that small base into a company which actively writes business in the states of New York, New Jersey, Connecticut, and Pennsylvania. In the beginning the Company wrote exclusively property insurance on an assessable basis. Now Utica First’s product line has expanded to include Homeowner, Landlord Package, Restaurant and Tavern Program, Convenience Store Program, Small Artisan Package Policy and Business Owner Policies among others.

The Company has grown from its humble beginnings, but has remained small in relative terms. This enables the Company to be specific as to the policies and properties and situations that it wants to insure. Instead of trying to be everything to everybody, the Company prefers to be very good at selected things and to emphasize those capabilities.

Utica First Insurance Company

5981 Airport Road
Oriskany, NY 13424

ST. PAUL TRAVELERS

St. Paul Travelers (NYSE: STA) is a leading provider of property casualty insurance and surety products and risk management services to a wide variety of businesses and organizations and to individuals. The company reported 2005 revenues of $24.4 billion and total assets of $113.2 billion. Their products are distributed primarily through U.S. independent insurance agents and brokers. Travelers, a member of St. Paul Travelers, is the second largest writer of auto and homeowners insurance through independent agents. St. Paul Travelers is headquartered in Saint Paul, Minnesota, with significant operations in Hartford, Connecticut. The company also has offices in the U.K., Ireland and Canada.

St. Paul Travelers

385 Washington Street
St. Paul, MN 55102

Tower Group Companies

Operating through five subsidiaries – Tower Insurance Company of New York (operating as Tower Select Insurance Company in California), Tower National Insurance Company, Preserver Insurance Company, Mountain Valley Indemnity Company and North East Insurance Company – Tower Group Companies (Tower) is a leading insurance and risk-related services company based in New York City. Tower provides property and casualty insurance to underserved markets and has different market facilities tailored to meet the needs of producers in order to attract different segments of the market, from preferred to non-standard including excess and surplus lines.

Tower is committed to delivering a broad range of insurance and related products and services that respond to the needs of customers in chosen market segments. This agency seeks to maximize the value of shareholders’ investments by focusing on delivering superior return on equity and long-term appreciation. Tower provides a challenging, entrepreneurial work environment for employees by encouraging and rewarding high levels of achievement, teamwork and accountability.

Tower Group Companies

120 Broadway, 31st Floor
New York, NY 10271

SAFECO INSURANCE

Safeco focuses on providing the insurance products that matter most to consumers – auto, homeowners, and small-business policies. Their business helps people protect what they value and deal with the unexpected.

They are intent on offering the best mix of insurance coverages and pricing, and fulfilling the promise of their products when a loss occurs. Their most visible product is the personalized service and support they provide when a customer files a claim – whether it’s a fender-bender or the loss of a home. They have a history of thoughtful claims resolution, and have earned a reputation for fairness that we work hard to uphold every day.

They sell products exclusively through a national network of independent agents and brokers who give consumers choice and advice. Their mission is to make the experience of buying, selling and owning insurance easier than anyone else. They do that by delivering their products over a Web-based sales-and-service platform that enables their distribution partners to quote and issue an insurance policy in a matter of minutes.

Safeco Insurance

1001 4th Ave
Seattle, WA 98154

Peerless Insurance

Peerless Insurance is part of Liberty Mutual Agency Markets, a business unit of Liberty Mutual Group. Agency Markets consists of property and casualty, and specialty insurance carriers that distribute their products and services primarily through independent agents and brokers. Peerless Insurance partners with professional independent agents, who help you identify and reduce potential risks. Peerless Insurance is committed to helping their policyholders live safer, more secure lives by profitably delivering quality property and casualty products and services utilizing the Independent Agency System.

Peerless Insurance

62 Maple Ave.
Keene, NH 03431 800-542-5385

The Progressive Corporation

More than 10 million people choose Progressive to insure their vehicles, making them one of the largest auto insurance groups in the country. Progressive customers choose Progressive for the value and service they offer, including choices that make your insurance experience convenient, efficient and easy. For local, in-person counsel, Progressive sells insurance products through more than 30,000 independent agents and brokers throughout the United States. Once you buy, you can service your policy online or with a customer service representative.

The Progressive Corporation

6300 Wilson Mills Road
Mayfield Village, Ohio 44143

New York Central Mutual Insurance

New York Central Mutual is a property and casualty insurance company located in central New York that employs over 1,000 dedicated insurance professionals. Their company was founded in 1899 and continues to provide the same service and security it was built on over 100 years ago. The company serves more than half a million policyholders across New York State, and is represented by 1,000 of the best independent agents in the business.

The company is committed to keeping current with the advanced technology of the 21st century. They have focused their efforts to promote and enhance their online services as the desired channel to both interact and build a lasting relationship with their customers. In addition to online services, NYCM has applied leading-edge technologies throughout the company to make every aspect of service to customers and agents – from processing policies to handling claims precise and efficient.

Today, as New York Central Mutual operates three branch offices across New York State and enters its second century of service, they have established their presence as a leading personal lines insurance carrier.

A. Central was established on July 1, 2001. This agency is wholly owned subsidiary of New York Central Mutual.

New York Central Mutual and A. Central Insurance Company

1899 Central Plaza East Suite 2000
Edmeston, New York 13335-1898