Tag Archives: Homeowners Insurance Westchester NY

Westchester Insurance

Where Can I Find Westchester Insurance?

Our team at Keep Insurance is dedicated to providing solutions for all of your insurance needs. We offer a variety of Westchester insurance options including auto insurance, boat insurance, business liability insurance, homeowners insurance, and more.

How Much Does Westchester Insurance Cost?

The cost of Westchester insurance varies for each case, depending on individual factors. These factors include the type of insurance needed and the amount of coverage included. However, Keep Insurance is dedicated to offering Westchester insurance at the lowest cost available.

Homeowners Insurance

Homeowners insurance is a form of property insurance provides protection to personal assets in the event of a man-made or natural disaster. This also covers liability coverage for accidents or injuries that occur to others while on your property. The coverage from homeowners insurance usually protects you from:

Damage from fire, explosions, vandalism, theft, smoke, windstorm, or hail
Losses or damage to contents of your home during a covered disaster
Injuries or damage caused by family members or pets on you or your neighbor’s property

Auto Insurance

At Keep Insurance, we understand how auto insurance provides a vehicle owner with protection against financial losses that may occur as the result of an accident. It can also help defray the costs associated with any damage to a vehicle or property, or medical harm caused by an owner’s vehicle. Our team at Keep Insurance has been assisting residents with Westchester Insurance for years. As a result, we are able to create a coverage plan that is perfect for your needs. There are many types of auto insurance coverage available such as:

Liability
Collision
Comprehensive
Medical & Personal Injury

Business Liability Insurance

The type of business liability insurance needed is different for each industry and depends on the amount of associated risk with your business. However, location plays a factor as well. General business liability insurance coverage offers financial protection for businesses with exposures to multiple liabilities including:

Accidents on the insured’s property
Products sold by the insured and contractual liability
Company assets
Medical costs
Legal fees
Settlement awards resulting from injury on the property

Finding Westchester Insurance

In conclusion, our team at Keep Insurance are experts in insurance coverage. We are here to answer any questions or concerns you may have regarding auto insurance, boat insurance, business liability insurance, homeowners insurance, or Westchester insurance. Contact Keep Insurance today to schedule a free consultation. Call now (877) 892-5337.

NY Homeowners Insurance

What Is NY Homeowners Insurance?

Homeowners insurance provides protection against various property and liability risks faced by a homeowner. A homeowners insurance policy will protect your home against damages to the house itself, as well as the belongings inside. Homeowners coverage combines two types of coverage:

Coverage against your property being destroyed or damaged by disasters such as fire, theft, or wind.
Coverage for liability exposure such as someone being injured on your property.

What Does NY Homeowners Insurance Cover?

Many homeowners policies are based on a standard form, and all homeowners policies cover two important areas: property and liability. However, your policy may cover you for additional living expenses if your home becomes unlivable for a period of time due to a covered peril. Although, homeowners insurance usually covers damage caused by:

Fire or lightning
Hail or windstorm
Explosions
Aircraft
Vehicles
Smoke
Theft
Vandalism
Falling objects
The weight of ice, snow or sleet
Freezing of plumbing or heating

What Should I Look For In A Homeowners Insurance Agent?

A homeowners insurance agent is here to help you. Our team at Keep Insurance is able to answer all of your questions about insurance coverage, provide an evaluation of your insurance needs, and offer sufficient protection to meet those needs. As a result, we are always able to provide you with prompt and quality service in the case of any claims.

Does Homeowners Insurance Cover My Possessions?

Homeowners insurance is a package of insurance coverage. This coverage, not only includes your home but also extends to your possessions no matter where they are. The location does not matter as long as the loss is caused by a covered event or peril. However, there are limits and exclusions to personal liability. Business activities or deliberate damage or injury, for example, are not covered under your homeowner’s policy. Your homeowner’s insurance policy includes a list of specific exclusions.

Finding NY Homeowners Insurance

In conclusion, our team at Keep Insurance are experts in insurance policies and insurance coverage. We are here to answer any questions you may have regarding homeowners insurance in Westchester County, Dutchess County, Danbury CT, and Fairfield CT. Contact Keep Insurance today to find out more information. Call now 1-877-892-5337.

Homeowner’s Insurance Westchester NY

Homeowner’s Insurance Coverage Westchester NY

It is important to remember that things can happen to your home like:

⁃ A fire
⁃ Theft
⁃ A tree can fall on it during a storm
⁃ A crazy driver can drive into it

If any of those things were to occur do you know what’s a good thing to have that a fire can’t burn, a theft can steal, and nothing can damage? Homeowner’s insurance from Keep Insurance in Westchester NY.

4 Things Homeowner’s Insurance Covers

Damages caused by fire, explosions, vandalism, theft, damage from vehicles, smoke, windstorm, or hail.
Damages or losses to contents of your home, including personal belongings and appliances, during a covered disaster. Some even include “off-premises” coverage by filing a claim for a jewelry lost anywhere in the world.
Damages, losses, or injuries caused by family members (including pets), on your property or a neighbor’s property.
Cost of rent or hotel and restaurant meals, in case your house is uninhabitable due to damage. Other incidental costs are also covered if you’re unable to live in your residence for valid reasons.

Testimonials

“Been with Keep insurance for well over a decade. In addition to excellent service from the entire staff, Joe Cantarella has been able meet my special insurance needs and saved me a lot of money over the years.”

—John Moy

Contact Us

Keep insurance on your home and protect your personal assets with Keep Insurance. Fill out our Home Quote Application today and get your home the real world coverage it needs!

Keep Insurance Agency is the leading property and casualty agency in New York and Connecticut. If you have any questions pertaining to auto, boat, business liability, commercial, contractors, homeowners, motorcycle, residential and commercial, small business, umbrella, or worker’s compensation insurance, and are in the New York metropolitan area: Westchester, NY, Dutchess County, NY, Ulster County, NY, Danbury, CT, or Fairfield, CT, contact Keep Insurance Agency at: 877.892.KEEP