Tag Archives: insurance coverage

Business Liability Insurance

Where Can I Find Business Liability Insurance Near Me?

Our team at Keep Insurance is dedicated to offering affordable insurance policies to any business. We want to help protect you and your company from accidents and injuries, which can lead to unexpected costs or lawsuits. As a result, we help clients understand what is included under coverage and what is not.

What Is Business Liability Insurance?

Business liability insurance, or general liability insurance, is insurance coverage that is meant to protect you and your business. We help protect businesses from numerous types of claims such as bodily injury, personal injury, property damage, and other damages that may arise from your business operations. General liability insurance is a necessity for nearly every business.

What Does Business Liability Insurance Coverage Protect?

Every business has risks, but business liability insurance protects against many situations and events. General liability insurance coverage has the power to protect you, your business, and your employees from claims including property damage or bodily injury, up to the limits of your policy. Policies safeguard you from the unexpected costs of out-of-court settlements, litigation, and judgments.

Settlements, Lawsuits, and Investigations
If you are sued or damages are filed against you, business insurance covers attorney expenses, medical expenses, judgments, settlements, and bonds if necessary.

Injuries and Damages
There is always a risk of arising claims from bodily injury or property damages. These damages may be caused by accidents on your premises, from your products, operations, or advertisements.

Miscellaneous
Business liability insurance may also cover things you may not have considered, such as advertising injury, which provides protection from copyright infringement. Furthermore, our insurance coverage even offers protection against alcohol-related accidents in certain cases.

What Is Not Protected By Business Liability Insurance?

While general liability insurance provides coverage against a variety of scenarios, there are some situations that they do not protect. However, our knowledgeable insurance agents will discuss all the details of your specific insurance coverage at Keep Insurance.

Employee Injuries
While business liability coverage can protect you from injuries on your premises, there is a different aspect to employee injuries. Workers’ compensation is the type of insurance that is necessary in order to protect your employees against injuries on the job.

Professional Mistakes
Professional mistakes are not covered under business general liability insurance coverage. This provides protection against mishaps that may occur as you offer opinions, solutions, services or recommendations throughout the course of business.

Auto-related coverage
Auto accidents are not apart of business liability coverage. It is necessary to purchase a separate auto insurance policy to protect your business, especially if you have company vehicles or delivery services.

Finding Business Liability Insurance In Westchester NY

In conclusion, our team at Keep Insurance are experts in insurance coverage. We are here to answer any questions or concerns you may have regarding general liability insurance or business liability insurance in Westchester County NY, Dutchess County NY, and Ulster County NY. Contact Keep Insurance today to schedule a free consultation. Call now (877) 892-KEEP.

Business Insurance Danbury CT

Does your business mean everything to you? Then why don’t you have business insurance? As an owner of a growing business, you face tough challenges every day. Make sure your business has adequate insurance coverage with Keep Insurance near Danbury CT.

3 Business Insurance Products

Business auto insurance protects your business vehicles
Professional liability insurance protects your business from costly legal fees and judgments that come from claims of professional negligence, error, or omission
Surety and fidelity bonds protect the interests of your growing business

What Types Of Businesses Do You Insure?

Our goal at Keep Insurance is to provide insurance coverage for a variety of businesses including:

Stores
Garages
Restaurants
Manufacturers
Beauty Salons
HVAC Services
Consultants

Here at Keep Insurance, we make it easy for you to get the coverage you need to protect and grow your business. If you own a business in or around the Danbury CT area and have any questions or concerns about business insurance, contact us and find a quote for your business today!

Keep Insurance Agency is the leading property and casualty agency in New York and Connecticut. If you have any questions pertaining to auto, boat, business liability, commercial, contractors, homeowners, motorcycle, residential and commercial, small business, umbrella, or worker’s compensation insurance in the New York metropolitan area: Westchester, NY, Dutchess County, NY, Ulster County, NY, Danbury, CT, or Fairfield, CT, contact Keep Insurance Agency at: 877.892.KEEP

Insurance Coverage

Insurance Coverage in Westchester

Where Can I Find Insurance Coverage In Westchester?

Our team at Keep Insurance specializes in providing the best insurance coverage in Westchester. This includes car insurance, home insurance, and business insurance in Westchester County, Dutchess County, Putnam County, and Rockland County.

Auto Insurance In Westchester

There are different types of auto insurance coverage available in Westchester County, which all include their own sets of fundamental protections designed to defend against the most common dangers related to typical vehicle operation.

Liability
Liability insurance coverage can help cover the costs of repairing any damage to third-party property when you are at fault. In addition, liability insurance can even contribute to medical bill coverage for any physical injuries as a result of the accident.

Collision
Collision insurance coverage can help cover repair costs for any damage to the insured vehicle. If the vehicle is totaled, this policy component can help cover the current total value of the car.

Comprehensive
A comprehensive coverage policy can protect liability for damage caused by natural or uncontrollable events, such as falling tree branches, theft, or vandalism. This coverage can also protect owners from debris or animal collisions as well.

Home Insurance in Dutchess County

Home insurance in Dutchess County can cover the cost of rent or hotel, in the case of uninhabitable damage. Homeowners insurance is generally set for a fixed period of time. The rate of a homeowner’s premium can depend on factors relating to the likelihood of a home suffering future damages as well as other risk factors. Homeowners insurance coverage can generally cover costs related to damages caused by:

Fire
Explosions
Vandalism
Theft/lost items
Vehicles
Smoke
Natural disasters
Family members (including pets)

Business Insurance

Business insurance is crucial to a business’s long-term success. It is important to protect your company from an unexpected loss, lawsuit, or accident. It is important to make sure you have the right insurance for your needs to protect your business. The cost of business liability insurance coverage will depend on your line of business and the coverage needs. There are 3 main types of business liability insurance coverage:

Product Liability Insurance Coverage
Product liability insurance helps protect businesses that manufacture and distribute products in the event that one of their products is defective and/or causes harm to the user. This means, if there is an injury or property damage resulting from the product’s use, insurance could help protect the manufacturer from certain product liabilities and lawsuits.

General Liability Insurance Coverage
General liability insurance can help with multiple forms of liability, from property damage to physical injury; it could even help protect the holder against slander and libel charges.

Professional Liability Insurance Coverage
Professional liability insurance is also known as ‘errors and omissions insurance’ and can help to protect business owners from bankruptcy when facing malpractice or negligence lawsuits or damage payments.

Finding Insurance Coverage In Westchester County

Our team at Keep Insurance are experts in insurance coverage. We are here to answer any questions you may have involving car insurance, homeowners insurance, and business insurance in Westchester County NY, Dutchess County NY, Putnam County NY, and Rockland County NY. Contact Keep Insurance today to find out more information or get a free quote! Call 877-892-KEEP.

Car Insurance Coverage Near Me in Westchester NY

At Keep Insurance Agency we understand that owning a car in Westchester County has become a basic component of transportation for any adult. Car insurance coverage can provide vehicle owners with protection against financial losses that could potentially occur as a result of an accident. A car insurance policy can also help defray the costs associated with any vehicle damage, property damage, or medical harm caused by an owner’s car.

Main Types of Car Insurance

There are many types of car insurance coverage available. Each policy contains a package of core protections, made to address the most common dangers related to normal vehicle operation. These policies include:

Liability – can help cover the costs of repairing any resulting damage to third-party property, as well as medical bill coverage for anyone physically injured as a consequence of an accident deemed to be your fault.
Collision – can help cover repair costs for any damage to the insured’s vehicle. If the car is totaled, this policy could help to cover the total current value of the car.
Comprehensive – can protect owners’ liability for damage caused by natural events such as falling tree branches, theft, and vandalism. This coverage can also protect owners from unusual events such as animal collisions.
Medical & Personal Injury – can help cover medical costs for both the vehicle owner as well as any passengers injured in an auto accident.

Testimonials

“I have been with Keeps insurance agency for a long time and I have always gotten the best service in taking care of all my insurance needs. All of my experiences with their staff has always been positive.”

– Barbara Hammond

Contact

If you or someone you know is in need of car insurance coverage or looking to switch to better and more affordable coverage in Westchester County NY contact us today to receive a free car insurance quote! Call now 877-892-KEEP (5337).

If you or someone you know is in need of auto insurance, business insurance, homeowner’s insurance, contractor insurance, boat insurance, or umbrella insurance, and is located near Westchester County, Dutchess County, or Ulster County please contact us today to schedule a visit or receive a free quote! Call now 877-892-5337.

What Is Umbrella Insurance Coverage?

Keep Insurance Agency is dedicated to offering unbeatable rates for umbrella insurance coverage in Westchester County, Dutchess County, and Ulster County NY. We specialize in home insurance, health insurance, boat insurance, auto insurance, and umbrella insurance. With our combination of highly rated carriers, professional insight, and timely customer service, our clients have found that it is hard to compete with Keep Insurance Agency!

How Umbrella Insurance Coverage Works

Basic insurance coverage can protect yourself and your business, but there are certain “what if” scenarios where a list of liabilities and fees are not covered under basic insurance policies.

Umbrella liability insurance provides coverage for accidents or incidents where your business is deemed “at fault”. Umbrella coverage can also extend other insurance policies, if necessary. For example, in the event of a car accident where auto insurance coverage runs out, an umbrella policy will be able to continue paying out losses associated with medical bills, lawyers, and auto repairs.

Umbrella Insurance Coverage Near Me In Westchester County NY

Benefits Of Umbrella Insurance

Do you feel confident that you are protected? In the event of the unexpected, lawsuits and liabilities can drastically impact individuals and businesses alike. At Keep Insurance we believe it is important for everyone to have sufficient insurance coverage for their needs.

Our umbrella policy will begin at $1 million of extra coverage, and will often go up as high as $10 million, depending on the liability risk that you or your business possesses.

To protect yourself or your business, we recommend working with one of our insurance brokers to assess your specific level of risk. From here, you can select an umbrella insurance policy with the correct amount of coverage for your needs, and ensure yourself adequate coverage against any unfortunate scenario that may arise.

If you or someone you know is in need of insurance coverage for themselves or their business and is located in/near Westchester, Dutchess, Putnam, & Fairfield contact us to speak with one of our insurance brokers today. We specialize in home insurance, health insurance, auto insurance, boat insurance, and umbrella insurance.

Electrician Insurance Coverage Near Me in Westchester NY

Insurance can protect electricians from devastating financial liabilities caused by injuries, property damage, and many other situations. Now electricians can get insurance from Keep Insurance in Westchester NY that could protect you from lawsuits, damage to your buildings, loss of personal property and more.

Who Needs Electrician Insurance?

✓ Electrical Contractors
✓ Electric Repairmen
✓ HVAC Technicians
✓ Heating Contractors
✓ Lighting Technicians
✓ Lighting Consultants
✓ Air Conditioning Contractors
✓ Construction Companies

Testimonials

“I highly suggest using Keep Insurance Agency in Westchester NY for all of your insurance needs. Lauren has been nothing but helpful and honest in guiding me with my auto insurance. You can trust these guys to steer you in the right direction for what is best for you!”

— Ali Gallagher

Contact Us

Almost all businesses in the electrical trade have the need for basic insurance. Contact Keep Insurance to customize your insurance today!

Keep Insurance Agency is the leading property and casualty agency in New York and Connecticut. If you have any questions pertaining to auto, boat, business liability, commercial, contractors, homeowners, motorcycle, residential and commercial, small business, umbrella, or worker’s compensation insurance, and are in the New York metropolitan area: Westchester, NY, Dutchess County, NY, Ulster County, NY, Danbury, CT, or Fairfield, CT, contact Keep Insurance Agency at: 877.892.KEEP

Business Insurance Coverage in Westchester NY

If you own a business you need to have business insurance.

Business insurance coverage is completely necessary for any business that would like to have long-term success. For example, if your company was to experience an unexpected loss, accident or lawsuit, business insurance coverage could help save your business from severe financial loss. Keep Insurance in Westchester NY has made obtaining proper insurance for your business easier than ever with just one click!

The 3 Main Types of Business Insurance Coverage

✓ Product liability insurance helps protect businesses that sell products, in case of the event that one of their sold products is defective and/or causes harm to the user.

✓ General liability insurance is essential coverage that helps with a number of forms of liability.

✓ Professional liability insurance helps to protect business owners from bankruptcy.

Testimonials

“My experience with Keep Insurance has been nothing short of exceptional. The staff always strives to provide a great experience in addition to providing the best rates and coverage in the industry. I highly and strongly recommend making the switch to Keep Insurance!”

— Donna D’Innocenzo

Contact Us

If you or someone you know is the owner of a business in or around Westchester County NY and has yet to protect their business with business insurance, please don’t wait until something happens and it is too late, contact Keep Insurance today!

Keep Insurance Agency is the leading business insurance agency throughout New York and Connecticut. If you have any questions pertaining to auto, boat, business liability, commercial, contractors, homeowners, motorcycle, residential and commercial, small business, umbrella, or worker’s compensation insurance, and are located in the New York areas of: Westchester County, NY, Dutchess County, NY, Ulster County, NY, Danbury, CT, or Fairfield, CT, contact Keep Insurance Agency at: 877.892.KEEP

Plumber Insurance Quote Near Me In Fairfield CT

As a Fairfield CT plumber, you deal with emergencies every day, but who’s going to help you when/if you’re in an emergency? Keep Insurance will!

5 Risks a Plumber May Face on a Day-To-Day

1. Too much noise/hearing loss
2. Eye injuries
3. Hand took injuries
4. Inhaling/touching mold
5. Flammable and electric situations

We here at Keep Insurance understand the risks you face, and we want to offer you insurance! Come to your own rescue today and protect yourself, your business, and your employees

CONTACT US

Who Needs A Plumber Insurance Quote?

✓ Plumbing Contractors ✓ Plumbing Business Owners ✓ Pipe Fitters
✓ Septic Tank Installers ✓ Sprinkler Installers ✓ Home Builders
✓ Developers ✓ Renovators ✓ Remodelers ✓ Handymen

Testimonials

“I have been doing business with Keep Insurance for the past 25 years for business and personal insurance and would highly recommend them to anyone”

— Kevin Mullen

“I would highly recommend using Lauren Stillman at keep Insurance for all of your insurance needs. Lauren made working with her such a pleasure!!”

— Jessica Beck

As one of the leading property and casualty agencies with offices in New York and Connecticut, Keep Insurance has been helping plumber companies in Fairfield CT with plumber insurance for over 30 years.

Contact us today at: (877) 892-KEEP

Electrician Insurance Coverage Near Me In Dutchess County NY

SAVE BIG ON ELECTRICIAN INSURANCE IN DUTCHESS COUNTY NY TODAY!

Get a FREE QUOTE

Electrician insurance coverage can protect electricians from devastating financial liabilities caused by injuries, property damage, and many other situations. Almost all businesses in the electrical trade have the need for basic electrician insurance coverage.

5 Risks That Put an Emphasis on Obtaining Electrician Insurance Coverage

1. Electrical shock, burns, and fires
2. UV radiation
3. Risk of pain or injury
4. Slips, trips, and falls
5. Possible exposure to asbestos

Insurance is no longer a luxury for electricians as most clients won’t even allow a contractor to start work on their site without valid proof of insurance coverage. But here at Keep Insurance we will customize the right insurance policy just for you!

Who Needs Electrician Insurance Coverage?

Testimonials

“Keep Insurance Agency is absolutely amazing! Each and every staff member goes above and beyond to take care of their clients….especially Lauren Stillman. They are a professional, reliable, and knowledgeable agency that makes sure that their clients are insured the proper way! I highly recommend them!!!”

— Danielle Truss-Place

You know your business. We know how to protect it.

SECURE THE RIGHT COVERAGE TODAY

Electrician Insurance Coverage in Fairfield CT

SAVE BIG ON ELECTRICIAN INSURANCE IN FAIRFIELD CT TODAY!

Get a FREE QUOTE

5 Risks That Put an Emphasis on Obtaining Electrician Insurance

1. Electrical shock, burns, and fires
2. UV radiation
3. Risk of pain or injury
4. Slips, trips, and falls
5. Possible exposure to asbestos

Insurance is no longer a luxury for electricians as most clients won’t even allow a contractor to start work on their site without valid proof of insurance. But here at Keep Insurance, we will customize the right insurance policy just for you!

Who Needs Electrician Insurance Coverage?

Testimonials

“Keep Insurance Agency is absolutely amazing! Each and every staff member goes above and beyond to take care of their clients….especially Lauren Stillman. They are a professional, reliable, and knowledgeable agency that makes sure that their clients are insured the proper way! I highly recommend them!!!”

— Danielle Truss-Place